1. Apply

Apply online in minutes (you’ll need to be over 18, a permanent Australian resident and earning over $25,000 full time)

2. Accept

Upon approval, you’ll receive an SMS with important information about your Skye account and a 4 digit code to accept.

3. Authorise

Visit our store and purchase what you want. To authorise the purchase, you’ll need to enter the second 4 digit code SMSed to you

4. Enjoy

Enjoy your purchase! You’ll receive a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date

Terms and Conditions

*Approved applicants only. Fees, terms, conditions & minimum finance amount ($400) apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. ^90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash withdrawals). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. #Total amount payable by 9, 12 or 15 equal monthly instalments, in addition to the minimum monthly repayment. If you fail to pay a fixed monthly repayment, interest (calculated at the standard Card Purchase Rate) payable on that amount. Minimum monthly repayment may be required. Interest (charged at standard Expired Promotional Rate) is payable on the balance outstanding after any Interest Free term. See skyecard.com.au for current interest rates. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Skye is a trademark of FlexiCards Australia Pty Ltd, a subsidiary of FlexiGroup Limited. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.